Selasa, 23 Februari 2010

Are Those Loan Modification Companies Legit?

Are those loan modification companies offering to assist with your loan modification legit?

In the past 2 years literally hundreds  of loan modification companies have emerged in every state and county of the United States. What I don’t like about these companies is their false promises and guarantees to get approved for the loan modification.

They market their services in the manner that a struggling homeowner will feel that this is the right company that will help him to avoid foreclosure. But well, This is not the truth. According to the federal government report, most of the loan mod companies are scams. So Beware of such scams.

These companies will charge you literally thousands of dollars of upfront fees to prepare those documents and paperwork that you can prepare by yourself in less than 60 minutes if you have the right information about the process.

Download 60-Minute Loan Modification workbook by California Based Mike Rockwood and get approved for the loan modification by yourself. If you have this PDF workbook than you can get approved for the loan modification process by yourself. No need to spend thousands of dollars behind loan mod companies which do almost nothing for you.

Help yourself. Remember, the only person who can do a loan modification for you is your lender. So negotiate with your lender directly.

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